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  • Vector Borne Diseases now covered under HDFC ERGO insurance
    HealthVector Borne Diseases now covered under HDFC ERGO insurance

    HDFC ERGO General Insurance Company, India’s third-largest non-life insurance provider in the private sector, today announced the launch of ‘Mosquito Disease Protection Policy’. This new policy will cover an individual against common mosquito-borne diseases like Dengue Fever, Malaria, Chikungunya, Japanese Encephalitis, Kala-azar, Lymphatic Filariasis and Zika Virus. According to the report published by National Health Profile 2018, there has been an alarming rise in dengue cases in India, an increase of 300% between 2009 to 2017. These diseases also lead to hospitalisation adding burden on expense or affecting the No Claim Bonus of any standard Health Insurance. Keeping this in mind, HDFC ERGO launched this new policy which will cover hospitalisation expenses incurred during the treatment of any mosquito-borne disease. Alternatively, the policyholder may opt for a lump sum amount to be paid as a policy benefit on providing the proof of hospitalisation. In addition, the policy will pay the beneficiary the sum insured in case of the policyholder's death due to the disease. Commenting on the launch of the new product Mr. Anurag Rastogi, Member of Executive Management, HDFC ERGO said, “At HDFC ERGO, identifying and understanding a customer’s need is critical for product innovations. Given the exponential increase in mosquito-borne illnesses in metros and rural areas in India, we launched Mosquito Disease Protection Policy to address this growing concern. Through this policy we aim to support individuals to avail quality healthcare, thereby mitigating any financial risk and protecting the No Claim Bonus of existing health insurance policy, if any.” This cover is available for individuals between the age group of 91 days to 65 years. This policy also provides international cover to individuals and covers all the vector-borne diseases listed in the policy document. Additionally, the policyholders will have access to several wellness services like discounts and specialised programs like health tips, diet consultation and many more offered on my:health mobile application of HDFC ERGO. This further includes access to health coaching services in areas such as disease management, activity and fitness, nutrition and weight management. For more information on the policy and details on the full range of insurance policies offered by HDFC ERGO please contact the Company representative. Also, for further details on risk factors, exclusions, terms and conditions please read the sales brochure before concluding the sale.   About HDFC ERGO HDFC ERGO General Insurance Company is a 51:49 joint venture between the Housing Development Finance Corporation Ltd (HDFC); India’s premier Housing Finance Institution and ERGO International AG; the primary insurance entity of the Munich Re Group of Germany. In August 2017, with IRDAI’s approval for the merger of HDFC ERGO General Insurance Co. Ltd. with HDFC General Insurance Ltd. (formerly Known as L&T General Insurance Co. Ltd.), the Company marked the first merger in the General Insurance sector. The merged entity, known as HDFC ERGO General Insurance Co. Ltd., is the third largest General Insurance provider in the private sector.   HDFC ERGO offers policies like Motor, Health, Travel, Home, Personal Accident and Cyber Insurance in the retail space and customized policies like Property, Marine and Liability Insurance in the corporate space through its vast network of 122 branches spread across 106 cities and a wide distribution network.  

    3 months ago
  • Budget 2019: Here's is what trade analysts expect
    Finance and MarketsBudget 2019: Here's is what trade analysts expect

    India's Finance Minister Arun Jaitley will be addressing the interim Budget before the Elections 2019 on February 1. Recently, the investor community has become quite large. Now the big question is that will there be any good news for investors. Analysts mention that the financial savings as a percentage of total savings is closer to all-time highs and market participation has increased markedly. So, helping the investor community could be an important agenda for the government, suggest experts.

    7 months ago
  • Why women must have critical illness insurance
    Finance and MarketsWhy women must have critical illness insurance

    According to the statistics at the moment, in India, around 67000 women die just because of cervical cancer, which is making it the second highest cause of cancer death among the women of India following by breast cancer.

    8 months ago
  • 'Ayushman Bharat'-Pradhan Mantri Jan Aarogya Yojana: All you need to know
    India News'Ayushman Bharat'-Pradhan Mantri Jan Aarogya Yojana: All you need to know

    Prime Minister Narendra Modi has announced much-awaited 'Ayushman Bharat'-Pradhan Mantri Jan Aarogya Yojana that provides a health insurance of up to Rs 5 lakhs to over 50 crore Indians.

    11 months ago
  • PM Narendra Modi launches 'Ayushman Bharat' - Pradhan Mantri Jan Aarogya Yojana
    India NewsPM Narendra Modi launches 'Ayushman Bharat' - Pradhan Mantri Jan Aarogya Yojana

    Prime Minister Narendra Modi on Sunday rolled out an ambitious Ayushman Bharat scheme that aims to provide a Rs 5 lakh insurance to over 50 crore Indians.

    11 months ago
  • New medical plan will cut down insurance cost: Donald Trump
    World NewsNew medical plan will cut down insurance cost: Donald Trump

    Trump said that the GOP proposal will push health insurance costs "down, down, down," adding that "more competition and less regulation will finally bring down the cost of care" within one or two years.

    2 years ago
  • Trumpcare vs Obamacare: 24 million Americans to lose health coverage
    PoliticsTrumpcare vs Obamacare: 24 million Americans to lose health coverage

    The Republican proposal to overhaul health care in the US could cause as many as 24 million people to lose their coverage over the next nine years, the Congressional Budget Office said.

    2 years ago