A home loan helps in buying the house of your dreams. But considering that a home loan repayment can go upto 30 years, it is also a big financial commitment, which must be treaded carefully.

A business loan can be availed for a start-up or an existing business. Such advances provide a necessary boost to help a business implement a big project without liquidating personal savings or other assets.

There is a dedicated GST council which conducts meeting from time to time to revise the GST rates for various products. Finance Minister Arun Jaitley said that the government wanted to keep the GST rates close to the original rates. The latest revised GST rates for some common items are mentioned below.

The State Bank of India has launched its smart app, YONO Cash with which customers can withdraw money from ATMs without using a card. SBI customers can now generate a one-time pin (OTP) on their mobile application and use the pin to transact from the bank’s ATM.

For long time, employees who generally switch job have to face problems in transfer of provident fund money from previous company to the new one. But after some days, the PF transfer process will be less troublesome. The Automatic PF transfer will happen once the employee joins a new organisation. After changing jobs, one need not apply for PF Transfer and neither one will have to be worried about the PF Transfer status.

India's largest public sector bank, the State Bank of India (SBI) is offering National Pension System (NPS) for providing social security to all citizens of country. NPS is a government scheme offered as a part of the pension sector reforms. It is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Interested people between the age group from 18 years to 65 years can avail the benefits of NPS. But, before opening an NPS account it is necessary to know these important things.

The government of India has released new Re 1, Rs 2, Rs 5, Rs 10 with fresh design and keep into account the visually impaired citizens. Also, govt. has also issued a new Rs 20 coin which is completely new in the market. New coins series have been designed by the National Institute of Design with several differentiating features to make it easier for visually-impaired individuals to identify them.

The Union cabinet on 28 Feb approved the circulation of an ordinance to allow the controlled use of Aadhaar for opening a bank account and procuring a mobile connection.

A recent verdict by Supreme Court on PF funding may have huge impact on your PF saving and even the total take-home pay you get. At present, as per the salary structure, the employees are supposed to contribute the compulsory 12 per cent of their Basic Salary or Wagetowards their PF.

Aadhaar, the 12-digit biometric ID is an important official document for every citizen of India. It is issued by the Unique Identification Authority of India (UIDAI). These days, linking Aadhaar with various services such as Permanent Account Number (PAN) issued by Income Tax Department, bank account number, mobile number, Universal Account Number (UAN) issued by the Employers Provident Fund Organisation (EPFO), and several other official services have become mandatory for all of us.