It is always a better idea to make one with the maximum interest rates and to ease the quest of better offer; we bring to you four banks which are offering an interest rate of over 8% on the Fixed Deposits.

The bank now offers an interest rate of 6.4 per cent to general public and 6.9 per cent to senior citizens on fixed deposits of below Rs. 2 crore for a tenor of '1 year to less than 2 years' tenor.

This comes after the Reserve Bank of India (RBI) recently reduced 1.1 percentage point in the repo rate - the key interest rate at which it lends short-term funds to commercial banks - so far this year.

Bajaj Finance Ltd., the lending and investment arm of Bajaj Finserv, offers Fixed Deposit which is a smart way to grow your savings. As one of the safest investment options, FD enables you to take control of your investments with flexibility and offers guaranteed returns.

The PNB has decreased the interest rates by up to 0.50 percentage point on select maturities, according to the public sector bank's website -- pnbindia.in.

Start by scouting for an issuer that offers substantial returns while adding value to your investment experience. Among the best in the market is the Bajaj Finance NRI Fixed Deposit as it allows you to earn guaranteed returns and has other impressive features too. Here, you can obtain interest of up to 8.95% as a senior investor and up to 8.60% as regular investor when you take an FD of at least 36 months, with interest payable at maturity.

Making a premature withdrawal from your fixed deposit may seem to be the best option when you need quick funding for a short period, be it to pay for an unplanned medical treatment or undertake urgent home repair work. However, a premature withdrawal has certain negative consequences, due to which most financial experts advise against it.

HDFC Bank has revised the interest rate applicable to Fixed Deposit maturity periods such as 30-45 days, 46-60 days and one year, according to the lender's website, hdfcbak.com.

Bajaj Finance Fixed Deposit: Investors and taxpayers were in for a surprise as the government cut interest rate on PPF and small saving schemes by 10 basis points for the July – September quarter.

Bajaj Finance Fixed Deposit: Retail investing involves purchasing and trading securities, and making investments for personal growth. The wave of digital disruption and several technological advancements have accelerated this growth. Women have now started making headway in India’s fast-growing retail investment sector, by investing in fixed deposits, mutual funds, et.al.