Are you a coffee addict? Do you take more than five to six cups of coffee on daily basis? If the answer is yes, then its time you must reconsider the choice as you are putting yourself into a high health risk.

HDFC ERGO General Insurance Company, India’s third-largest non-life insurance provider in the private sector, today announced the launch of ‘Mosquito Disease Protection Policy’. This new policy will cover an individual against common mosquito-borne diseases like Dengue Fever, Malaria, Chikungunya, Japanese Encephalitis, Kala-azar, Lymphatic Filariasis and Zika Virus. According to the report published by National Health Profile 2018, there has been an alarming rise in dengue cases in India, an increase of 300% between 2009 to 2017. These diseases also lead to hospitalisation adding burden on expense or affecting the No Claim Bonus of any standard Health Insurance. Keeping this in mind, HDFC ERGO launched this new policy which will cover hospitalisation expenses incurred during the treatment of any mosquito-borne disease. Alternatively, the policyholder may opt for a lump sum amount to be paid as a policy benefit on providing the proof of hospitalisation. In addition, the policy will pay the beneficiary the sum insured in case of the policyholder's death due to the disease. Commenting on the launch of the new product Mr. Anurag Rastogi, Member of Executive Management, HDFC ERGO said, “At HDFC ERGO, identifying and understanding a customer’s need is critical for product innovations. Given the exponential increase in mosquito-borne illnesses in metros and rural areas in India, we launched Mosquito Disease Protection Policy to address this growing concern. Through this policy we aim to support individuals to avail quality healthcare, thereby mitigating any financial risk and protecting the No Claim Bonus of existing health insurance policy, if any.” This cover is available for individuals between the age group of 91 days to 65 years. This policy also provides international cover to individuals and covers all the vector-borne diseases listed in the policy document. Additionally, the policyholders will have access to several wellness services like discounts and specialised programs like health tips, diet consultation and many more offered on my:health mobile application of HDFC ERGO. This further includes access to health coaching services in areas such as disease management, activity and fitness, nutrition and weight management. For more information on the policy and details on the full range of insurance policies offered by HDFC ERGO please contact the Company representative. Also, for further details on risk factors, exclusions, terms and conditions please read the sales brochure before concluding the sale.   About HDFC ERGO HDFC ERGO General Insurance Company is a 51:49 joint venture between the Housing Development Finance Corporation Ltd (HDFC); India’s premier Housing Finance Institution and ERGO International AG; the primary insurance entity of the Munich Re Group of Germany. In August 2017, with IRDAI’s approval for the merger of HDFC ERGO General Insurance Co. Ltd. with HDFC General Insurance Ltd. (formerly Known as L&T General Insurance Co. Ltd.), the Company marked the first merger in the General Insurance sector. The merged entity, known as HDFC ERGO General Insurance Co. Ltd., is the third largest General Insurance provider in the private sector.   HDFC ERGO offers policies like Motor, Health, Travel, Home, Personal Accident and Cyber Insurance in the retail space and customized policies like Property, Marine and Liability Insurance in the corporate space through its vast network of 122 branches spread across 106 cities and a wide distribution network.  

A study has found that the men who chose to start their family in late 30s may end up risking the health of their partners and children.

The study has been published in the journal Nature. It analysed the height and weight of over 112 million adults across the rural and urban areas of 200 countries ranging between 1985 to 2017.

"Bullying is significantly associated with depressive symptoms, suicidal ideation, suicide planning, and suicide attempts. We wanted to look at this link between bullying victimisation, depressive symptoms, and suicidality by gender,” wrote one of the researchers, Nancy Pontes, in the study published in the Journal of Nursing Research.

Electronic cigarettes, better known as e-cigarettes, are found to be containing microbial toxins associated with myriad health problems, including asthma, reduced lung function and inflammation, finds a new study.

It is true that there are certain medications which lead to the rise of high blood pressure issues. Health experts say that people who sleep five hours or less a night may be at higher risk of developing high blood pressure. Therefore, they are prescribed to take sleeping pills on regular basis. But do you know, consumption of sleeping pills is also linked to blood pressure problems?

Its World Autism Awareness Day today. Every year on April 2, many organizations organize events to raise awareness about autism and collect money for research and support. The disease though common, very few people know about this disorder. Here, in this article we will discuss about autism, its signs and symptoms, treatment and prevention methods.

It's true that bananas are loaded with good nutrients but is it fine to eat banana daily. Experts say 'no, never'. Bananas are higher in calories than other fruits. A single one has about 105 calories and they have less fiber, so you won’t feel full longer.

Cancer is a life-threatening disease snatching thousands of lives each new day. For many years now, researchers have studying to the disease, its different forms and how to stop this deadly disease. The World Health Organization (WHO) says that, worldwide, nearly 1 in 6 deaths are down to cancer. It’s shocking that there are 100 types of cancer and we hardly know few of them. Scroll down the page to know the types of cancer risk increasing day by day.

Life insurance is one of the crucial things that can save a family in a situation of crisis. Here are the reasons why one should buy life insurance.

Everyone knows that water is a must for a human body because 70 per cent of it is made up of water. But do you know which one is better - hot or cold?

Could you be pregnant? The proof is in the pregnancy test. The pregnancy symptoms that you may experience during the first month are numerous and varied.. Know the first signs of pregnancy and why they occur.

Its March 14 today, the World Kidney Day! The day is internationally observed to create awareness about kidney problems, prevention and treatment. It is shocking that close to 2.4 million die of Kidney failure in a year. It is the 6th fastest growing cause of death and almost 850 million people worldwide are at risk of the disease. Kidney problem may occur anytime and most of us ignore the symptoms leading to lifetime risk. Take a look at the signs and symptoms of kidney disease you must know.

Going throuh the several theories of diet, we lastly had words with our Ayurveda experts. They say that the ancient Hindu discipline of healthy and natural living recommends considering lunch as the biggest meal of the day. According to the eating rules, proper digestion is key to our healthy life. People suffering from unhealthy digestion is said to cause weight gain, constipation, bloating, acidity etc

There is good news in the field of medical science. A new successful case of HIV treatment has been noticed lately. An HIV positive man in London has becomes the second person ever to be 'cured' of the virus after a stem cell transplant.

Gurugram in the National Capital Region (NCR) has been named as the world's most polluted city, said a study by IQAir AirVisual and Greenpeace. As per latest data released in the study, India dominates the list with 15 out of 20 cities from across the world.

Taking the Yoga Day initiative of Prime Minister Narendra Modi to the next level, the Overseas President of BJP for Hong Kong & China, Sohan Goenka conducted a Japan Auction House Guinness World Record in Yoga. The first of its kind in the history of Hong Kong; beating the previous record of 387, more than 1011 yoga practitioners attempted Virabathrasan (Warrior II Pose) for 3 minutes in one place and achieved the Guinness World Record at Sun Yat Sen Memorial Park, Hong Kong on 24th February.