Why women must have critical illness insurance
New Delhi : According to the statistics at the moment, in India, around 67000 women die just because of cervical cancer, which is making it the second highest cause of cancer death among the women of India following by breast cancer.
On an estimation, by 2020 death related to breast cancer might reach to 76000 in a year. As per the doctors, the major reason behind the diseases is the lack of awareness that needs to be corrected so that they can take the timely measured for prevention.
Often, we saw the cases of negligence towards women's health from a long time. It is only because that most of the women are taking care of domestic role and most of the importance are given to the person who is taking care of finance. But, this is not the case anymore and we don't have to explain why?
There is no doubt in saying that the loss of life no matter who is the person affects the family in several manners. However, it is also a fact that women do not get the required medical attention and just because of the same deaths owing to cancer and specifically among women is alarmingly high.
With the growing number of such cases, awareness related to breast cancer, cervical cancer, and similar diseases are not enough, women also require financial backup. A strong financial backup can help them in dealing with such high life-threatening disease.
And a strong backup can be a critical illness health insurance. This is the only plan that gives the strength to fight against such critical diseases.
A critical illness health insurance policy offers the required financial support to the insured so that she can deal with life-threatening diseases easily. Some of the major illnesses that are liable to get the cover under critical illness insurance are-
- Cancer
- Major organ transplant
- Multiple sclerosis
- Third-degree burns
- Heart attack
- Aorta graft surgery
- Total blindness
According to the above discussion, there is a gap between the ratio of men and women who are fighting against life-threatening diseases. And, obviously, women lag behind the same. Hence, through this article, I want to present two most sorted critical illness health insurance plans which are designed especially for women
Women Specific Critical Illness Insurance Policy by Bajaj Allianz
In this critical illness plan which is specially designed for the women of India, women will be liable to get the required cover against
- Breast Cancer
- Cervical Cancer
- Vaginal Cancer
- Fallopian Tube Cancer
- Ovarian Cancer
- Burns
- Multi-trauma
- Permanent Paralysis of Limbs
Under the same, 100% of sum assured can be avail. It also allows extending its benefits to the first two children in a case where the newly born baby suffers from any pre-determined disorders.
It will also serve Children’s Education Benefit by offering a maximum of ₹25,000.
The insured will also get the Job Loss Cover up to₹25,000.
Wellsurance Woman Policy by Tata AIG
In this plan, a lump sum amount will be offered as a cover against medical treatment or critical illness which are mentioned below-
- Cancer (of a specified severity)
- Stroke (of a specified severity)
- First heart attack (of a specified severity)
- Major burns
- Multiple sclerosis
- Coma (of a specified severity)
- Permanent paralysis
- Total blindness
- Kidney failure
- Bone marrow transplant
- Open chest CABG
- Ambulance charges cover
- Value-added services will be there
Where to buy?
You can buy such an effective health insurance plan online easily. By buying online, you will be liable to avail several discounts that can help you in saving money and time as well. You can take help of an online isnurance web aggregator to explore more or to buy best health insurance plan today.
