Bajaj Finance

Home renovation during a festive season is a norm that is followed across the country. However, the renovation and repair work of your house for the festive season usually demands a huge chunk of money. You may even want to paint your house and replace the existing furniture with new ones to upgrade the aesthetics.

Bajaj Finance Ltd., the lending and investment arm of Bajaj Finserv, offers Fixed Deposit which is a smart way to grow your savings. As one of the safest investment options, FD enables you to take control of your investments with flexibility and offers guaranteed returns.

Start by scouting for an issuer that offers substantial returns while adding value to your investment experience. Among the best in the market is the Bajaj Finance NRI Fixed Deposit as it allows you to earn guaranteed returns and has other impressive features too. Here, you can obtain interest of up to 8.95% as a senior investor and up to 8.60% as regular investor when you take an FD of at least 36 months, with interest payable at maturity.

A property can be used in case of an emergency to take a loan. Whether it is a self-occupied residence, or an owned commercial property, either of it can be used as a collateral to avail the Loan Against Property option.

Making a premature withdrawal from your fixed deposit may seem to be the best option when you need quick funding for a short period, be it to pay for an unplanned medical treatment or undertake urgent home repair work. However, a premature withdrawal has certain negative consequences, due to which most financial experts advise against it.

Bajaj Finance Ltd., the lending and investment arm of Bajaj Finserv, is offering Lifecare Finance which will equip you to support your lifestyle and medical needs. One can avail Lifecare finance through the Bajaj Finserv Health EMI Network card. This digital card can be used at more than 270 Bajaj Finance Limited (BFL) partner hospitals and clinical centers in more than 1000 cities in India. It enables users to pay for medical expenses through easy EMIs.

Lenders like Bajaj Finserv offer high-value housing loan of up to Rs. 3.5 Crore against minimum eligibility and lower interest rates.

SuperCard holders also have the option of getting up to 5% cashback on swiping the SuperCard to pay for the down payment for their purchase on the Bajaj Finserv EMI Network. Together, the unique feature of ‘Pay with points’ and the 5% cashback proposition gives SuperCard holder unmatched super savings when purchasing on No Cost EMI across the EMI network.

Fixed Deposits have established themselves as one of the safest investment instruments as compared to ever so volatile stock markets, mutual funds and gold. It is one of the best ways to grow your funds while ensuring the safety of your principal amount. It is one of the most popular investment choices, especially for investors who have absolutely zero risk-taking capacity.

This home-buyer’s one-stop housing solution offered by Bajaj Housing Finance Limited assists you through the entire home-buying journey, be it helping you shortlist prospective homes or access the finance required to make your purchase easy.